Banco Products (India) Limited (BANCOINDIA)
Solvency Rating
Score: 75/100
Debt Overview
| Total Debt | ₹5733500000.0 |
| Total Equity | ₹0 |
| Debt to Equity | 0 |
| Interest Coverage | 21.84x |
Liquidity Ratios
| Current Ratio | 1.98 |
| Quick Ratio | 0.74 |
| Cash Ratio | 0.02 |
| Working Capital | ₹10924200000.0 |
Key Solvency Indicators
Debt/Equity
0
Current Ratio
1.98
Interest Coverage
21.84x
Quick Ratio
0.74
Solvency Analysis Score: 75/100
Solvency Score: 75/100
Key Financial Indicators:
- Excellent debt management with D/E ratio below 0.5
- Good liquidity with current ratio above 1.5
- Strong ability to meet interest payments
- Acceptable quick ratio above 0.7
- Positive working capital position
Recommendation
Healthy - Company maintains good financial stability with manageable debt levels
Detailed Analysis
Debt Management: D/E ratio of 0.00 indicates conservative use of leverage.
Liquidity: Current ratio of 1.98 shows adequate short-term solvency.
Interest Coverage: 21.84x coverage indicates excellent ability to service debt.
Quick Position: Quick ratio of 0.74 demonstrates concerning immediate liquidity.
Risk Assessment Guide
- Score 80-100: Low risk profile with strong financial stability
- Score 60-79: Moderate risk with good financial management
- Score 40-59: Elevated risk, monitor financial metrics closely
- Score Below 40: High risk, significant financial concerns present
Key Metrics
- Working Capital: ₹1092.4Cr
- Cash Ratio: 0.02
- Total Debt: ₹573.4Cr
Last Updated: 2025-09-06 05:35:37